Can Security Window Tinting Reduce Home Insurance Premiums?

Sunstopper Window Tinting Blogger • June 23, 2023

Are you wondering what can impact your insurance premiums? Click here to find out if security window tinting can reduce home insurance premiums.

home insurance premiums

You're strongly considering installing security window tintings on your home's windows. You like the idea of having increased security. You're also in favor of the UV-resistant benefits that home window tintings provide. 


What you're still wondering, though, is whether installing security window tints will help lower your home insurance premiums. Can tinting window film lower the cost of your home insurance coverage? 



We're going to dive into that question below, discussing exactly what you can expect in terms of security window tinting's premium-reducing capabilities. Let's get started! 

Will Security Window Tinting Lower Home Insurance Premiums? 

Though there will be some variation from insurance provider to insurance provider, in most cases, security window tinting will lower home insurance premiums. In most cases, you can expect security window tinting to have the same premium-reducing effects as smoke detectors and fire extinguishers. 


Generally speaking, security window tinting will save you 5% to 10% in premium costs. So, if you're paying $100 a month for your insurance premium currently, you could expect to pay $90 to $95 a month after security tinting your windows. 



That's not substantial savings, but it's still something. And if you consider the other benefits offered by security window tinting, they might very well be worth your while. 

What Are the Benefits of Security Window Tinting?

Yes, security window tinting has the potential to save you money on home insurance premiums. That said, what else can it do for you? What are its benefits? 

They include the following:

Prevent Injuries

Let's say that something flies through your window and causes it to break. If there's someone in close proximity to the window during the incident, they could become injured


That's unless the window is lined with security window tinting. This tinting will prevent the window from shattering into pieces, and therefore prevent would-be injuries to those standing nearby. 

Improve Energy Efficiency in the Home

Not only does window tinting prevent potential injuries, but it also improves energy efficiency in the home. How does it do this? By blocking a good portion of the sun's rays.

 

In doing this, it prevents the home from getting too hot. When the home's temperature is regulated, its HVAC system doesn't need to do as much work. As such, less energy is used to run the HVAC system. 


This results not only in a more comfortable home but in money savings as well. 

Alter Your Home's Aesthetic

Security window tintings come in a wide variety of colors and styles. Therefore, if you wanted to, you could use them to alter the aesthetic of your home. 


You could tint them slightly black, add design elements to them, frost them white, or even keep them clear if desired. Considering the fact that most homes don't possess tinted windows, this would undoubtedly help your home to stand out. 

Keep Your Furniture from Fading

When cloth material is exposed to sunlight over a prolonged period of time, it starts to fade. What was once, for example, a deep blue color can turn into a dingy and gray color. This often occurs with furniture, in particular, such as couches and recliners. 


Fortunately, there's an easy way to block the sun from your furniture while still maintaining visibility: install window tint. Security window tints block UV rays, and will therefore help your furniture to maintain its aesthetic. 

Stave Off Would-Be Intruders

Security window tinting acts in such a way that it prevents broken window glass from shattering entirely. While cracks may form, the tint film holds the shards in place and thus prevents them from falling to the ground. 


The effect of this is that it takes a would-be intruder an even longer time to break through the window. They might be able to get through it eventually. However, in most cases, when they find that the window doesn't easily shatter, intruders will simply run off for fear of being caught. 

Security Home Window Tinting

The Importance of Choosing a Reputable Installer

If you really want to get max value out of your security window tints, you need to utilize the services of a reputable installer. If you try to install window tints on your own, or if you choose a poor installer, you could end up with improperly-installed tints. 


If your window tints are installed improperly, they can suffer from both durability and functionality issues. You might find that they last a much shorter time than what is typical. You might also find that they don't, for example, provide the specified level of tinting. 


Now, how do you ensure that you're choosing a reputable installer? The most surefire method is to read online reviews from past customers. 


Google "window tint installer" and see what options pop up. Then, read through the corresponding reviews and determine which option is the best. When reading through these reviews, try to gather a general consensus. Don't rely on one or two reviews to make your final choice. 

Interested in Installing Security Window Tinting?

As you can see, installing security window tinting has the potential to save you money on your home insurance premiums. It will also keep your loved ones and possessions safe from potential intruders, all the while making your home more energy efficient. In essence, security window tinting is something you should seriously consider. 


Are you interested in installing security window tinting in Melbourne, FL? If so, look no further than Sunstopper Window TintingContact us now to discuss your window tinting options!

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